Rather than being linked to a specific event, many employers use the seminar approach to provide a financial planning service to employees. Normally, the content follows the outline requested by the Human Resources Department. In some cases, the content may not fit the precise needs of the group. E.E.S. can quickly assess the needs of the audience and change the format of the seminar ‘on-the-spot’. This way, the employees are able to receive information that is important and relevant to them.